After a serious accident, life can feel chaotic. Medical bills start piling up, your job may be on hold, and the insurance companies aren’t exactly eager to help. In the midst of it all, you may wonder: Should I hire a personal injury lawyer?
The answer isn’t always straightforward. Not every accident requires legal help, but if you’ve been significantly injured or are facing resistance from insurance companies, having a Reno injury lawyer on your side can make all the difference.
When to Hire a Personal Injury Lawyer
Timing matters in personal injury cases, and you should hire a Reno personal injury lawyer as soon as possible. The longer you wait, the harder it becomes to protect your legal rights. Acting quickly ensures key evidence is preserved, prevents insurance companies from diminishing your claim, and moves you closer to resolution.
Apart from hurting your case, waiting longer may mean that your rights to file a claim disappear. In Nevada, the statute of limitations for personal injury cases is typically two years after the date of the accident. If you wait longer than this, you may not have a case.
Beyond timing, knowing when to seek legal help depends on the nature of the event. Not all accidents are suited for an injury lawyer, such as those that result in minor injuries and cause minimal disruption to your life. It is most helpful to hire a personal injury lawyer for cases involving:
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- Severe injuries or death
- Lost wages
- Insurance company disputes
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You Are Significantly or Permanently Injured
In the aftermath of a serious accident, injuries can leave lasting effects that disrupt every aspect of your life. Chronic pain, paralysis, brain trauma, or other catastrophic outcomes may require extensive medical care, long-term rehabilitation, or even lifelong accommodations. The financial toll often includes mounting medical bills and lost wages, while the emotional toll can feel overwhelming.
Insurance companies often undervalue these long-term effects, offering settlements that fail to cover the full scope of your losses. A personal injury lawyer can advocate for you, ensuring that your compensation accounts for not just today’s expenses but also future needs. Though no legal action can undo the harm, seeking justice can provide the resources and closure you need to rebuild your life.
You’ve Lost Wages
Your ability to work and earn a living is essential to maintaining financial stability. However, serious injuries can force you to take time off work—or, in the worst cases, prevent you from returning at all. Lost wages can quickly add to the financial burden caused by an accident, especially if you’re already dealing with medical expenses and other unexpected costs.
A personal injury lawyer can evaluate the full extent of your financial losses, including current and future earnings, and negotiate with insurance companies to secure the compensation you deserve. This helps ensure that your financial well-being is protected, even as you navigate the challenges of recovery.
The Insurance Carriers are Denying or Undervaluing Your Claim
After an accident, dealing with insurance companies can quickly become one of the most frustrating parts of the recovery process. While they’re required by law to treat policyholders fairly, their ultimate goal is to protect their profits—not your best interests. This often creates a disconnect between what you deserve and what they’re willing to pay.
In Nevada, the Nevada Insurance Code NRS 679A.140(1)(e) prohibits insurers from engaging in misleading or unfair practices. These practices may include:
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- Denying valid claims without proper justification.
- Offering lowball settlements that fail to cover the full extent of your damages.
- Delaying the claims process to pressure you into settling for less.
- Misrepresenting policy terms or coverage limits.
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Unfortunately, knowing your rights doesn’t always make it easier to enforce them. Insurance companies are experienced in navigating these disputes to their advantage, using complex language and tactics that can leave you feeling overwhelmed.
The good news is that a personal injury lawyer knows how to hold insurance companies accountable and ensure they comply with the law. By managing negotiations and addressing unfair practices, your lawyer can protect your rights and help secure the compensation you’re seeking.
Hire a Personal Injury Lawyer in Reno
Navigating the personal injury legal process alone can be overwhelming. With serious injuries, lost wages, and uncooperative insurance companies, having an experienced advocate on your side is essential.
Our firm offers personalized support backed by an insider’s knowledge of how insurance companies operate. Let us handle the legal process while you focus on recovery.
The information provided on this site is for general information purposes only. The information you obtain at this website is not, nor is it intended to be, legal or medical advice. You should consult an attorney or doctor for advice regarding your own individual situation. Use of this website or submission of an online form does not create an attorney-client relationship.