Insurance Dispute Lawyer

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Get Help From an Insurance Dispute Lawyer

When you pay into an insurance policy, you do so with the expectation that it will be honored if you ever need to file a claim. Unfortunately, it doesn’t always work that way. If you are dealing with the aftermath of an injury, you are already facing overwhelming medical bills, missing work, and losing pay. The last thing you need is another battle. 

At Jensen Personal Injury Law, we are familiar with how insurance companies operate, and they’re familiar with how we operate. During his career, Bob has built a reputation as an expert litigator who will fight for his clients. If you’re tired of being bullied by the insurance companies, it’s time to get one of Reno’s best in your corner. 

There is NO FEE unless WE WIN!

Why You Need an Insurance Dispute Lawyer

Insurance companies are not on your side. They prefer not to pay because they lose money on the deal. Even though you may be rightfully entitled to compensation for your losses, the insurance companies could deny, ignore, or undervalue your claim. When the insurance company won’t budge, our firm provides the legal help for insurance disputes you need to settle the issue fairly.  

Jensen Personal Injury Law has a long history with insurance companies. As a young lawyer, Bob cut his teeth working as an insurance defense lawyer. Now, with decades of experience under his belt, Bob is working for the people. This unique experience and expertise give Jensen Personal Injury Law an advantage in settling insurance disputes, and it makes our firm a dependable choice for fighting the insurance company. 

You don’t have to fight the battle alone. Reach out to an insurance dispute lawyer today.

Services of Your Reno Insurance Dispute Lawyer

Delayed Settlements

Intentionally dragging out the investigation or payment process, leaving you to deal with mounting bills alone. 

Denied Claims

Refusing payment when the policy covers the loss and the insurer has no valid reason to deny it.

Lowball Settlements

Pressuring you to accept an unfair amount that doesn’t cover your true losses. 

Policy Misrepresentation

Twisting policy language or giving incomplete explanations to avoid paying benefits. 

Refusal to Pay

Simply declining to honor the financial obligation they agreed to when you bought the policy. 

Other Disputes

Engaging in any other unfair or deceptive tactics to delay, reduce, or deny your rightful benefits.

The Duty of Good Faith and Fair Dealing

In Nevada, insurance companies have a legal duty to act in good faith and fair dealing toward policyholders. This means they must treat you fairly, especially when you need coverage most. When an insurer violates this fundamental duty, it moves beyond a simple contractual disagreement and becomes bad faith, opening the door to a powerful lawsuit.

We Handle All Major Policy Disputes 

If an accident led to your injury and the insurance company is delaying, denying, or otherwise obstructing your claim, an insurance dispute lawyer can help you fight for your rights. We are familiar with the laws governing your policy and the tactics adjusters use to deny coverage. We can help with disputes involving: 

- Auto Insurance Claims: Uninsured (UM) / Underinsured (UIM) motorist coverage, liability disputes, and medical payments coverage disagreements. 
- Homeowners Insurance: Disputes over property damage, fire claims, or liability coverage after a visitor is injured on your property. 
- Health Insurance Claims: Wrongful denial for necessary medical care, treatment pre-approvals, or coverage for long-term care. 
- Disability Insurance: Fighting denials for long-term or short-term disability benefits when you cannot work. 
- Life Insurance Claims: Disputing a denial based on vague exclusions or application details. 
- Business/Commercial Insurance: Issues with business interruption coverage or general liability defense.

Types of Wrongful Conduct We Challenge 

Insurance companies can go against their policyholders’ best interests in several ways. If you have experienced any of the following scenarios, it may be time to contact an insurance dispute lawyer. 

Delayed Settlements: When prompt payment for your loss is ignored. 
Inadequate Compensation: When the payout offered does not match the severity of your loss. 
Policy Interpretation Disagreements: When the insurer argues that a clear covered event falls under a questionable exclusion. 
Agent/Broker Errors: Mistakes made by the person who sold you the policy that result in a current coverage gap.

The Insurance Dispute Lawyer’s Legal Timeline

Between hospital bills, lifestyle adjustments, and dealing with the insurance company, the whirlwind after an accident is often filled with confusion. We believe that when you work with a lawyer, the confusion should end. To help you better understand the process and next steps, we have outlined the Jensen Personal Injury Law case process below.

Step One: Review and Gather Evidence

If you suspect unfair treatment, do not sign anything or give recorded statements without counsel. Your first step should be to collect every document: your full policy, all correspondence, the official denial letter, and all medical records detailing your injury and financial impact. This evidence forms the foundation of your case. 

Step Two: The Formal Legal Appeal 

Once we review your file, we will guide you through any required initial appeals. This often involves sending a formal, legally precise demand letter to the insurance company. We handle this technical step, which shows the insurer that you have serious legal representation, compelling them to reconsider their position. 

Step Three: Investigation and Filing a Lawsuit 

If the insurer remains unwilling to pay a fair amount, we are ready to take aggressive action. Bob is an expert litigator who is not afraid to go to trial. If the evidence shows the company breached its duty, we will investigate for signs of bad faith and file a lawsuit to hold them fully accountable. 

Why Clients Choose Jensen Personal Injury Law

You shouldn’t have to feel powerless or fear getting lowballed. When you are going through the stress of an injury and a claim denial, you need a legal partner who understands your personal struggle. At Jensen Personal Injury Law, our aggressive litigation approach changes the conversation immediately, helping you get the respect and fair compensation you deserve. 

Dealing with a major insurance corporation requires an advocate who is both skilled in litigation and deeply committed to your well-being. With a seasoned insurance dispute lawyer in your corner, the insurance adjusters know they are dealing with an experienced firm that is not afraid to go to trial.

Insider Knowledge and Decades of Experience 

Bob Jensen is recognized as an expert in personal injury law, having taught other attorneys and even written parts of the Nevada state personal injury law. His decades of experience, including his time defending insurance carriers, means he knows their internal playbook inside and out. This unique background makes him an incredibly effective insurance dispute lawyer for clients. We can help you avoid their common traps. 

A Personal Approach to Serious Disputes 

We are not a massive firm where clients get passed around. As a smaller, established Reno firm, we provide the personalized attention you deserve. You will work directly with an attorney who knows the facts of your case, offering the compassionate support you need while maintaining fierce advocacy. 

No Fee Unless We Win

Your fear of legal costs spiraling out of control is valid. That’s why we work on a contingency fee basis, meaning that there is NO FEE unless WE WIN! You have nothing to lose by consulting with us, and you gain an expert fighting for your financial stability. 

Local Credibility You Can Trust 

We are based here in Reno, NV. We have a proven local reputation that insurance companies respect because they know our history in Nevada courts. You get a Reno expert fighting for you, not an out-of-town firm learning the local landscape. 